Retail lending emerges as key driver of bank credit growth

Apr 19, 2026 - 20:45
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Retail lending emerges as key driver of bank credit growth
According to FICCI-IBA Bankers’ Survey, retail lending is projected to remain the central pillar of credit expansion, with 52% of respondents expecting year-on-year growth above 13% and none forecasting growth below 9%, underscoring strong and sustained momentum in the segment.

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